Independence Blue Cross (Independence) is now working with AblePay Health (AblePay), a company that helps people better understand and pay their out-of-pocket medical expenses. Through AblePay, Independence is offering payment discounts, flexible payment options, and personal support to its members. The model also gives participating hospitals and doctors in the Independence network increased assurance that they will receive payment for their patients’ bills from AblePay.

“At Independence, we are always looking for new and innovative ways to help improve the overall well-being of the communities we serve, and financial stress is part of that. The unique benefits of the AblePay program – savings, flexibility, and assistance – can help provide peace of mind for both patients and providers,” said Brian Lobley, Independence Blue Cross executive vice president, chief operating officer, and president of Health Markets.

How AblePay helps members

Independence members can use AblePay’s services at no cost. The services can help them:

• Save up to 13 percent on out-of-pocket medical costs. This includes copays, coinsurance, and deductibles.
• Choose a payment plan that fits their individual financial needs. With AblePay, members can pay through their checking account, savings account, health savings account, flexible spending account, and credit or debit cards.
• Better understand their medical bills. Billing advocates at AblePay can help answer questions about individual medical bills. They can also work with provider billing departments to ensure the bill is correct.

“We are excited to work with Independence and offer our no-cost services to their members,” said John Fistner, AblePay founder and CEO. “At AblePay, we strive to develop solutions that will make the health care experience more convenient, effective, and affordable. We not only provide Independence members with savings on their out-of-pocket medical bills but give them the flexibility to decide how they wish to pay those bills based on their individual financial needs. Our program also significantly reduces collection costs for health systems, hospitals, and physician groups.”

How AblePay works

• Members enroll with AblePay online, receive an AblePay ID card, and present this card, along with their insurance card, whenever they seek medical treatment.
• Once a member’s claim is processed by Independence, AblePay notifies the member of a new claim along with directions to visit the AblePay member portal. Members can save up to 13 percent depending on the flexible payment option they select.
• AblePay sends the health care provider a guaranteed payment within 14 days on behalf of the member.

AblePay has contracts with several health systems in the region, including Penn Medicine, Main Line Health, Grand View Health, Lehigh Valley Health Network, and St. Luke’s University Health Network. A full and expanding list of providers partnering with AblePay can be found by visiting the AblePay website.

NEW YORK, August 16, 2022 – Today, Inc. revealed that AblePay Health is No. 381 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing private companies in America. The list represents a one-of-a-kind look at the most successful companies within the economy’s most dynamic segment—its independent businesses. The companies on the 2022 Inc. 5000 have not only been successful but have also demonstrated resilience amid labor shortages and the ongoing impact of Covid-19.

“We are extremely proud of our overall ranking,” said John Fistner, AblePay Founder and CEO. “To rank 381^st on our first submission is a huge achievement. However, being ranked #22 in all health services nationwide was equally humbling. This recognition truly reflects how we are changing the financial landscape for healthcare consumers and healthcare providers, while dramatically improving the patient experience.”

“The accomplishment of building one of the fastest-growing companies in the U.S., in light of recent economic roadblocks, cannot be overstated,” says Scott Omelianuk, editor-in-chief of Inc. “Inc. is thrilled to honor the companies that have established themselves through innovation, hard work, and rising to the challenges of today.” 

About AblePay Health

Founded in Bethlehem, Pennsylvania, in 2016, AblePay Health (ablepayhealth.com) offers a simple solution to increasing healthcare costs in the United States. Since its inception, AblePay has assisted healthcare consumers and medical providers in Pennsylvania and New Jersey. Over the past 18 months, they have expanded to Ohio, Kentucky, Indiana, and Georgia.

AblePay Health assists healthcare providers in reducing their collection expenses while increasing receivable times. Healthcare consumers interested in lowering their out-of-pocket medical costs can enroll in this no-cost program. In addition, the program provides flexible payment terms and convenience with a high level of support for members. The business model works to assist both providers and healthcare consumers, strengthening that relationship while benefitting the communities they serve.

About Inc. 

The world’s most trusted business-media brand, Inc., offers entrepreneurs the knowledge, tools, connections, and community to build great companies. Its award-winning multiplatform content reaches more than 50 million people each month across various channels, including websites, newsletters, social media, podcasts, and print. Its prestigious Inc. 5000 list, produced every year since 1982, analyzes company data to recognize the fastest-growing privately held businesses in the United States. The global recognition of inclusion in the 5000 gives the founders of the best businesses an opportunity to engage with an exclusive community of their peers and the credibility that helps them drive sales and recruit talent. The associated Inc. 5000 Conference & Gala is part of a highly acclaimed portfolio of bespoke events produced by Inc.

Methodology 

Companies on the 2022 Inc. 5000 are ranked according to percentage revenue growth from 2018 to 2021. To qualify, companies must have been founded and generating revenue by March 31, 2018. In addition, they must be U.S.-based, privately held, for-profit, and independent—not subsidiaries or divisions of other companies—as of December 31, 2021.

31, 2021.

City Center Investment Corp., the real estate development company revitalizing downtown Allentown, Pennsylvania, announced today that AblePay Health has leased the entire 4th floor of Tower 6, its Class A office building at 600 Hamilton St.

“The move to a newer, larger space in downtown Allentown is the next phase of growth for AblePay,” said John Fistner, Founder and CEO. “Staying in the Lehigh Valley was important and finding a space to accommodate our current and future expansion was necessary. City Center met those needs. As a result, we have a stylish work environment with room to grow and a vibrant downtown right outside the front door.”

AblePay was founded in 2016 in response to the rising cost of healthcare impacting both patients and medical providers. AblePay enables patients to diffuse the costs of out-of-pocket medical expenses (co-pays, coinsurance, and deductibles) while assisting providers in reducing the costs associated with receiving patient payments. AblePay currently serves over 40,000 members and works with over 75 hospitals, including St. Luke’s University Health Network and Lehigh Valley Health Network. In addition to the hospitals, their agreements include hundreds of specialty facilities and thousands of providers within their respective physician groups in Pennsylvania, New Jersey, Ohio, Kentucky, Indiana, and Georgia.

AblePay, which currently has 25 employees with projections to double that number by the year’s end, will occupy approximately 12,500 square feet in Tower 6. 

“We’re over the moon that AblePay is here,” said Allentown Mayor Matt Tuerk. “It’s a well-run company that is doing something unique in the marketplace. They understand the value for a growing company in a place like downtown Allentown. The cities that have a bright future are a live, work, play environment and smart companies get that. Allentown has that live, work, play combo, and AblePay is a smart company.” 

Jarrett Laubach, City Center’s director of leasing said, “We are pleased to welcome AblePay Health to downtown Allentown. Their space in Tower 6 became available when our previous tenant moved to our Two City Center to expand. We are thrilled that AblePay has growth plans as well and that Tower 6 is the location they plan to grow in.” 

Bethlehem, Pa. November 20, 2020: SRHO – The National Association (“SRHO”) announced a strategic partnership to bring the AblePay model to their representative medical providers across the United States and ultimately benefiting healthcare consumers in the communities the providers serve.

SRHO is a consortium of Strategic Regional Healthcare Organizations established in 2017 with the goal of creating a national consortium to produce value among individual SRHOs that were previously not connected by providing one source of information and support to address their unique challenges.

AblePay Health’s current provider network includes 42 hospital campuses and over 1,100 specialty provider offices, covering 20 counties in Pennsylvania, New Jersey, and Ohio.

Mark Tribbett, Chief Executive Officer at SRHO, said, “Our new partnership with AblePay Health creates an exciting and innovative opportunity for our health system members. We were intrigued by AblePay’s unique business model that allows medical providers to decrease costs and dramatically increase revenues while assisting healthcare consumers in diffusing rising out-of-pocket medical expenses. The program will not only financially benefit providers but will significantly change the patient experience. We’re thrilled to welcome AblePay Health to our consortium and are excited to see the impact that it makes for our Members, Hospitals, and their Patients.”

“We are excited to partner with SRHO,” said John Fistner, Founder and CEO. “Our cash flow model accelerates revenue and cuts costs associated with collecting out-of-pocket payments for medical providers, while completely changing the patient experience. SRHO’s relationship with their Members and Health Systems will allow us to scale quickly to more providers. This scale will result in faster adoption of our no-cost benefit for patients, employees, employers and individuals providing savings, payment flexibility, billing advocacy, and convenience for health-related expenses in the communities we serve.”

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About SRHO – The National Association:

SRHO (www.SRHO.org), representing over 400 Hospitals and Health Care Systems, was created to assist regional SRHOs in the advancement of their common interests, to develop regional or national markets to create the scale required to achieve next-level strategic cost reductions, and to design the fundamental building blocks to manage risk and improve quality of care all while sustaining their organizational autonomy.

Founded in Bethlehem, Pennsylvania in 2016, AblePay Health (www.ablepayhealth.com) offers a simple solution to the problem of increasing costs of healthcare in the United States. AblePay Health assists healthcare providers to reduce their reimbursement expenses and increase receivable times while sharing a portion of these savings with healthcare consumers. In turn, AblePay works with employers, health insurance brokers, and individuals by offering a no-cost benefit that provides savings, flexible payment terms, and convenience with a high level of support for its members. The business model works to the benefit of both providers and healthcare consumers, strengthening the relationship between both and benefitting the community as a whole.

Allentown, PA. August 1, 2022: AblePay Health (AblePay) announced a strategic partnership with Harrison Memorial Hospital to bring the AblePay model to their patients and hospital.

Harrison Memorial Hospital has provided healthcare services to the Harrison County community for over 100 years. Once a community hospital, their comprehensive practice has recently expanded by acquiring cutting-edge technology and partnering with physician specialists leading in their field to deliver the highest quality of healthcare to their patients. 

Harrison Memorial Hospital, located in Cynthiana, Kentucky, serves patients in Harrison County and the surrounding counties. Harrison Memorial Hospital currently has 17 physicians on its active medical staff and more than 100 consulting specialists and is licensed in the state of Kentucky to operate 61 beds.

“At Harrison Memorial Hospital, our mission is to provide high-quality health and medical care services to the communities we serve. We accomplish our mission by working with others who share our commitment to providing cost-competitive healthcare services. When we saw the AblePay platform, we immediately recognized the benefits this will provide for our patients and the hospital.” Said Peggy Lair, Chief Financial Officer, Harrison Memorial Hospital

“We are excited to partner with Harrison Memorial Hospital. said John Fistner, AblePay founder and CEO. “Partnering with AblePay not only provides their patients with savings on their out-of-pocket medical costs but provides flexibility to decide how they wish to pay these expenses based on their individual financial needs. Our program not only enhances the financial wellness for patients but reduces collection costs for Harrison Memorial, allowing us to help improve their revenues and efficiencies.” 

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About Harrison Memorial Hospital

Harrison Memorial Hospital is a growing network that exists to provide high-quality health and medical care services to the people of Harrison and the surrounding counties in their region. With more than 100 years of caring for the communities they serve, Harrison Memorial Hospital is continually expanding its facility, acquiring cutting-edge technology, and partnering with leading physician specialists in their field to deliver the highest quality healthcare closer to home. Harrison Memorial Hospital offers a range of patient care options including recently renovated private inpatient rooms, a modern emergency department, state-of-the-art labor, delivery, and recovery suites, chemotherapy and infusion therapy suites, surgical suites, specialty clinics, and a team of health professionals with unmatched experience in the area. 

About AblePay Health

Founded in Bethlehem, Pennsylvania, in 2016, AblePay Health (ablepayhealth.com) offers a simple solution to increasing healthcare costs in the United States. Since its inception, AblePay has assisted healthcare consumers and medical providers in Pennsylvania and New Jersey. Over the past 18 months, they have expanded to Ohio, Kentucky, Indiana, and Georgia.

AblePay Health assists healthcare providers in reducing their collection expenses while increasing receivable times. Healthcare consumers interested in lowering their out-of-pocket medical costs can enroll in this no-cost program. In addition, the program provides flexible payment terms and convenience with a high level of support for members. The business model works to assist both providers and healthcare consumers, strengthening that relationship while benefitting the communities they serve.

Spring Township-based Berks Schuylkill Respiratory Specialists Ltd. has entered into a strategic partnership with AblePay Health designed to provide its patients with savings on their out-of-pocket medical costs.

Berks Schuylkill Respiratory Specialists focuses its practice on pulmonary medicine, asthma, and sleep, and conducts clinical research trials. Serving patients in Berks, Montgomery, Schuylkill, Carbon, and eastern Lebanon counties, the practice has affiliations with Tower Health and Penn State Health, providing physician coverage at Reading Hospital, Pottstown Hospital, and St. Joseph Hospital.

“At Respiratory Specialists Ltd., our mission is to improve the health of the communities we serve while working with others who share our commitment to provide high quality, cost-competitive health care services,” Philip Seluchins, chief operating officer, Berks Schuylkill Respiratory Specialists, said in a statement. “When we saw the AblePay platform, we immediately recognized the financial impact this will have for our patients and the practice alike.”

Under the partnership, Respiratory Specialists will bring the AblePay model to its patients.

“Partnering with AblePay not only provides their patients with savings on their out-of-pocket medical costs but provides flexibility to decide how they wish to pay these expenses based on their individual financial needs,” John Fistner, AblePay founder and CEO said in a statement. He added that the program also reduces collection costs for medical providers, “allowing us to improve patient financial wellness while also enhancing the financial well-being of the provider.”

Healthcare consumers can enroll in AblePay’s no-cost program which provides flexible payment terms and convenience with a high level of support for members, the company said in a press release announcing the partnership.

“The business model works to assist both providers and healthcare consumers, strengthening that relationship while benefitting the communities they serve,” the release stated.

According to information on the AblePay website, the program is available to consumers with a primary health insurance in place – including Medicare – to set up payment options for partner providers.

Allentown PA. June 1, 2022: AblePay Health (AblePay) announced a strategic partnership with Respiratory Specialists, Ltd. and the Sleep Health Center to bring the AblePay model to their patients.

Respiratory Specialists, Ltd. is a comprehensive practice focused in pulmonary medicine, asthma, and sleep. In addition, the practice conducts clinical research trials associated with all areas of focus.

Respiratory Specialists, Ltd. serves patients in Berks, Schuylkill, Carbon, and Eastern Lebanon Counties from their office in Wyomissing, Pa. They also have affiliations with Tower Health and Penn State Health, providing physician coverage at Reading Hospital and St. Joseph’s Hospital. 

“At Respiratory Specialists, Ltd., our mission is to improve the health of the communities we serve while working with others who share our commitment to provide high quality, cost-competitive health care services. When we saw the AblePay platform, we immediately recognized the financial impact this will have for our patients and the practice alike.” Said Philip Seluchins, Chief Operating Officer, Berks Schuylkill Respiratory Specialists

“We are excited to partner with Respiratory Specialists, Ltd. said John Fistner, AblePay founder and CEO. “Partnering with AblePay not only provides their patients with savings on their out-of-pocket medical costs but provides flexibility to decide how they wish to pay these expenses based on their individual financial needs. In addition, our program reduces collection costs for medical providers, allowing us to improve patient financial wellness while also enhancing the financial well-being of the provider.”

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About Respiratory Specialists, Ltd.

Respiratory Specialists, Ltd. (lungmd.net) assists patients with respiratory and sleep disorders and covers respiratory specialties at their affiliated hospitals. Each of their physicians has received board certification in Internal Medicine with subspecialty board certification in Pulmonary and Critical Care Medicine. In addition, their team includes physicians board-certified in Sleep Medicine. All physicians receive support from a dedicated, experienced, and specialized team of nurse practitioners.

About AblePay Health

Founded in Bethlehem, Pennsylvania, in 2016, AblePay Health (ablepayhealth.com) offers a simple solution to increasing healthcare costs in the United States. Since its inception, AblePay has assisted healthcare consumers and medical providers in Pennsylvania and New Jersey. Over the past 18 months, they have expanded to Ohio, Kentucky, Indiana, and Georgia.

AblePay Health assists healthcare providers in reducing their collection expenses while increasing receivable times. Healthcare consumers interested in lowering their out-of-pocket medical costs can enroll in this no-cost program. In addition, the program provides flexible payment terms and convenience with a high level of support for members. The business model works to assist both providers and healthcare consumers, strengthening that relationship while benefitting the communities they serve.

Allentown PA. June 1, 2022: AblePay Health (AblePay) announced a strategic partnership with the Healthcare Council of Western Pennsylvania (HCWPA) to bring the AblePay model to its members.

HCWPA is a nonprofit regional trade association representing acute and non-acute facilities, organizations serving individuals with intellectual and developmental disabilities, and specialty healthcare providers, in 30 counties in western Pennsylvania and northern West Virginia.

“We are excited to partner with the Healthcare Council of Western Pennsylvania,” said John Fistner, Founder and CEO. “Our platform accelerates revenues and removes the costs associated with collecting out-of-pocket payments for medical providers while completely changing the patient experience. Working with HCWPA will allow us to introduce our patient financial engagement program to a market that may be unfamiliar with how we are benefitting providers and their patients.” 

Nick Vizzoca, President of the Healthcare Council of Western Pennsylvania, said, “Our new partnership with AblePay Health creates an exciting and innovative opportunity for our members. We were intrigued by AblePay’s unique business model that allows medical providers to decrease costs and dramatically increase revenues while assisting their patients in diffusing rising out-of-pocket medical expenses. We’re thrilled to welcome AblePay to our association and are excited to see the impact that it will make for our Members and their Patients.”

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About Healthcare Council:

Healthcare Council of Western Pennsylvania is a regional association representing a continuum of healthcare facilities, including hospitals, long-term care facilities, long-term acute care providers, and specialty hospitals. In addition, we partner with more than 30 sponsors and business associates that support the region’s healthcare providers.  We are the strategic partner and neutral convener for our membership to work collaboratively and address common concerns and share best practices while enabling them to help improve the health of our communities and maintain their status as economically viable entities. The Healthcare Council prepares regular financial and workforce reports to help decision-makers in their planning processes, provides up-to-date educational and training materials on best practices and compliance, and serves as a hub for connecting members to relevant industry resources.

About AblePay Health:

Founded in Bethlehem, Pennsylvania, in 2016, AblePay Health (ablepayhealth.com) offers a simple solution to increasing healthcare costs in the United States. Since its inception, AblePay has assisted healthcare consumers and medical providers in Pennsylvania and New Jersey. Over the past 18 months, they have expanded to Ohio, Kentucky, Indiana, and Georgia, with new markets on the horizon.

AblePay Health assists healthcare providers in reducing their collection costs, increasing receivable times, and bettering their financials. Healthcare consumers interested in lowering their out-of-pocket medical expenses can enroll in this no-cost program. In addition, the program provides flexible payment terms and convenience with a high level of support for members. The business model works to bridge the gap between providers and healthcare consumers, strengthening the relationship and creating a better patient experience.