AblePay Health is saving Patients Time and Money
At Palomar Health, we continually go the extra mile to further our mission to heal, comfort, and promote health in the communities we serve.
By being bold and innovative, we strive to be the health system of choice for patients, maintaining the highest quality of clinical care and access to comprehensive services.
While the clinical care and treatment of those in our community are paramount, we know our patients’ financial wellness is also essential. With this in mind, we are happy to introduce AblePay Health to all our patients.
How AblePay benefits our patients
AblePay is a NO-COST program that allows you to save up to 13% on your out-of-pocket medical expenses (deductibles and coinsurance) while assisting if you ever have questions regarding your bill.
AblePay is assisting medical providers in reducing their expenses related to patient payments. Having AblePay process these patient claims means lower costs and quicker reimbursement for the health system.
AblePay works with any health insurance, including Medicare, so almost everyone is eligible to participate. You can also include anyone on your account you are willing to be financially responsible for, even if they have a different insurance plan!
Savings- Flexible Payment Options – Convenience – Billing Advocacy
Do not hesitate to enroll today and let AblePay Health work for you!
Start Saving Enroll Today!
AblePay Health saves you time and money!
As an AblePay member, depending on how you wish to pay, you can save up to 13% on your out-of-pocket expenses. The best part, even though you save money, the entire amount of the bill is satisfied at the provider and gets applied to your deductible.
EXAMPLE: $1,000 bill that is your responsibility to pay. Using a term of one payment and an ACH method. We would pull $870 from your authorized payment method. $1,000 is satisfied at your provider; $1,000 goes towards your deductible. You just saved $130. That’s how easy it is!
We understand that your financial needs may change and that they may change rapidly.
AblePay members have the ability to decide which payment term (1, 3, 6, or 12) or payment method (ACH or Card) meets their current financial needs on every bill we process.
1 Payment 13% Bank ACH, 10% Card
3 Payments 10% Bank ACH, 7% Card
6 Payments 8% Bank ACH, 5% Card
12 Payments 0% Bank ACH, 0% Card
All of your bills are stored electronically in your member portal and are conveniently processed using the payment method(s) you’ve added to your account.
A payment type with an account and routing numbers, such as Checking or Health Savings Accounts (HSAs), get entered as “ACH.”
Anything that’s card-driven; Credit, Debit, Flexible Spending Accounts (FSAs), will be entered as “Card.”
*AblePay does not maintain your financial information. When payment methods are entered during enrollment, the information is sent to a PCI Level 1 financial processing company.
We know that many people have questions and need help understanding their medical bills.
Our team will explain your bill or reach out to the Medical Providers billing department on your behalf if there is an issue to resolve.
Our team is here to support our members when they have a question or issue with a bill, expediting the process of getting you answers.
Still UNSURE about AblePay?
View a short demo to see how it works!