AblePay Health is saving Penn State Employees Time and Money
Our mission is to serve those who serve our students and communities.
AblePay was founded in Pennsylvania and works with many medical providers across the commonwealth, including Penn State Health. Their unique business model of assisting medical providers and healthcare consumers has led to expansion across the country.
Over 2,450 of our employees and their family members are already enrolled. One of our employees has saved over $2500 on medical bills through this program. If you are already a member, there is no need to re-enroll.
Since its inception, AblePay members have saved millions on medical bills. With this in mind, we are happy to introduce their program to assist our faculty, staff, and their families with their out-of-pocket medical expenses. For a complete list of providers currently accepting AblePay, please visit: AblePay Providers
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How AblePay benefits our employees
AblePay is a NO-COST program that allows our Penn State University employees to save up to 13% on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill. You do not need to be part of our health plan to take advantage of this program.
AblePay is assists medical providers in reducing their expenses related to patient payments. Having AblePay process these patient claims means lower costs and quicker reimbursement for the health system.
AblePay works with any health insurance, including Medicare, so almost everyone is eligible to participate. You can also include anyone on your account you are willing to be financially responsible for, even if they have a different insurance plan!
Do not hesitate to enroll today and let AblePay Health work for you!
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AblePay Health saves you time and money!
Savings
As an AblePay member, depending on how you wish to pay, you can save up to 13% on your out-of-pocket expenses. The best part, even though you save money, the entire amount of the bill is satisfied at the provider and gets applied to your deductible.
EXAMPLE: $1,000 bill that is your responsibility to pay. Using a term of one payment and an ACH method. We would pull $870 from your authorized payment method. $1,000 is satisfied at your provider; $1,000 goes towards your deductible. You just saved $130. That’s how easy it is!
Flexibility
We understand that your financial needs may change and that they may change rapidly.
AblePay members have the ability to decide which payment term (1, 3, 6, or 12) or payment method (ACH or Card) meets their current financial needs on every bill we process.
1 Payment 13% Bank ACH, 10% Card
3 Payments 10% Bank ACH, 7% Card
6 Payments 8% Bank ACH, 5% Card
12 Payments 0% Bank ACH, 0% Card
Convenience
All of your bills are stored electronically in your member portal and are conveniently processed using the payment method(s) you’ve added to your account.
A payment type with an account and routing numbers, such as Checking or Health Savings Accounts (HSAs), get entered as “ACH.”
Anything that’s card-driven; Credit, Debit, Flexible Spending Accounts (FSAs), will be entered as “Card.”
*AblePay does not maintain your financial information. When payment methods are entered during enrollment, the information is sent to a PCI Level 1 financial processing company.
Advocacy
We know that many people have questions and need help understanding their medical bills.
Our team will explain your bill or reach out to the Medical Providers billing department on your behalf if there is an issue to resolve.
Our team is here to support our members when they have a question or issue with a bill, expediting the process of getting you answers.