AblePay Health is saving Members Time and Money

Save up to 13% on your out-of-pocket medical expenses!

AblePay Health was founded with a straightforward mission to help healthcare consumers save on out-of-pocket medical expenses. Since 2017 AblePay members have saved over two million dollars. Plus, medical bills can be confusing. We help our members navigate the billing system, saving them time.

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How AblePay benefits our employees

AblePay is a NO-COST program that allows you to save on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill.

We know that it sounds too good to be true, but we can promise you there is no catch. Here’s how it works:

AblePay is assisting Lancaster General Health in reducing our expenses related to patient payments. Having AblePay process these claims on our behalf means lower costs and quicker payments for the health system.

Employees wishing to use the AblePay program can expect a convenient member portal, making paying medical bills easier than ever before.

They can also take advantage of savings, up to 13%, on out-of-pocket medical expenses. A member’s savings are determined by how quickly they wish to pay AblePay. They also provide flexible payment options on every bill, allowing you to pay medical bills on terms that meet your current financial needs. Plus, AblePay billing advocates are available to answer any questions you may have regarding a bill.

AblePay can be used with any health insurance, including Medicare, so you don’t have to have Lancaster General Health benefits to participate. You can also include anyone on your account that you are willing to be financially responsible for, even if they have a different insurance plan! All interested employees will automatically be accepted into the program without any credit checks!

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AblePay Health saves you time and money!

Savings

As an AblePay member, depending on how you wish to pay, you can save up to 13% on your out-of-pocket expenses. The best part, even though you save money, the entire amount of the bill is satisfied at the provider and gets applied to your deductible.

EXAMPLE: $1,000 bill that is your responsibility to pay. Using a term of one payment and an ACH method. We would pull $870 from your authorized payment method. $1,000 is satisfied at your provider; $1,000 goes towards your deductible. You just saved $130. That’s how easy it is!

Flexibility

We understand that your financial needs may change and that they may change rapidly.

AblePay members have the ability to decide which payment term (1, 3, 6, or 12) or payment method (ACH or Card) meets their current financial needs on every bill we process.

1 Payment 13% Bank ACH, 10% Card

3 Payments 10% Bank ACH, 7% Card

6 Payments 8% Bank ACH, 5% Card

12 Payments 0% Bank ACH, 0% Card

Convenience

All of your bills are stored electronically in your member portal and are conveniently processed using the payment method(s) you’ve added to your account.

A payment type with an account and routing numbers, such as Checking or Health Savings Accounts (HSAs), get entered as “ACH.”

Anything that’s card-driven; Credit, Debit, Flexible Spending Accounts (FSAs), will be entered as “Card.”

*AblePay does not maintain your financial information. When payment methods are entered during enrollment, the information is sent to a PCI Level 1 financial processing company.