AblePay Health is saving Patients Time and Money
At Lehigh Valley Health Network (LVHN), we continually go the extra mile to further our mission to heal, comfort, and care for the people of our community.
Each one of our 19,000 colleagues contributes to this mission and helps make all communities we serve healthier – and better – places to live.
While the clinical care and treatment of those in our community is paramount, we know our patients’ financial wellness is also extremely important. With this in mind, we are happy to introduce AblePay Health to all our patients.
How AblePay benefits our patients
AblePay is a NO-COST program that allows you to save on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill.
We know that it sounds too good to be true, but we can promise you there is no catch. Here’s how it works:
AblePay is assisting Lehigh Valley Health Network in reducing our expenses related to patient payments. Having AblePay process these patient claims on our behalf means lower costs and quicker payments for the health system.
Patients wishing to use the AblePay program can expect a convenient member portal, making paying medical bills easier than ever before.
They can also take advantage of savings, up to 13%, on out-of-pocket medical expenses. A member’s savings are determined on how quickly they wish to pay AblePay. They also provide flexible payment options on every bill, allowing you to pay medical bills on terms that meet your current financial needs. Plus, AblePay billing advocates are available to answer any questions you may have regarding a bill.
AblePay can be used with any health insurance, including Medicare, so almost everyone is eligible to participate. You can also include anyone on your account that you are willing to be financially responsible for, even if they have a different insurance plan! All interested patients will automatically accepted into the program without any credit checks!
Do not hesitate, enroll today, and let AblePay Health work for you!
Start Saving Enroll Today!
AblePay Health saves you time and money!
As an AblePay member, depending on how you wish to pay, you can save up to 13% on your out-of-pocket expenses. The best part, even though you save money, the entire amount of the bill is satisfied at the provider and gets applied to your deductible.
EXAMPLE: $1,000 bill that is your responsibility to pay. Using a term of one payment and an ACH method. We would pull $870 from your authorized payment method. $1,000 is satisfied at your provider; $1,000 goes towards your deductible. You just saved $130. That’s how easy it is!
We understand that your financial needs may change and that they may change rapidly.
AblePay members have the ability to decide which payment term (1, 3, 6, or 12) or payment method (ACH or Card) meets their current financial needs on every bill we process.
1 Payment 13% Bank ACH, 10% Card
3 Payments 10% Bank ACH, 7% Card
6 Payments 8% Bank ACH, 5% Card
12 Payments 0% Bank ACH, 0% Card
All of your bills are stored electronically in your member portal and are conveniently processed using the payment method(s) you’ve added to your account.
A payment type with an account and routing numbers, such as Checking or Health Savings Accounts (HSAs), get entered as “ACH.”
Anything that’s card-driven; Credit, Debit, Flexible Spending Accounts (FSAs), will be entered as “Card.”
*AblePay does not maintain your financial information. When payment methods are entered during enrollment, the information is sent to a PCI Level 1 financial processing company.
We know that many people have questions and need help understanding their medical bills.
Our team will explain your bill or reach out to the Medical Providers billing department on your behalf if there is an issue to resolve.
Our team is here to support our members when they have a question or issue with a bill, expediting the process of getting you answers.
Still UNSURE about AblePay?
View a short demo to see how it works!